How It Works

One scenario. Dozens of decisions. Zero manual intervention.

Your company has $500,000 sitting in your payment processor from yesterday's sales. Payroll is due in 3 days. An insurance premium next week. A vendor invoice in 10 days with a 2% early payment discount on offer. Your credit line costs 7%. What should happen?

01

Connect — plug in once, see everything

Zannova integrates with your existing payment processors, bank accounts, accounting software, payroll, workforce, and insurance platforms in under 15 minutes. No migration. No switching. Your existing tools stay exactly where they are.

15-MIN SETUP
02

Watch — a unified cash intelligence view

The AI builds a single real-time ledger across every connected platform: cash positions, payment obligations, payroll schedules, insurance premiums, vendor terms, credit facility costs. The complete picture no individual tool has ever given you.

LIVE DATA
03

Decide — cross-platform optimization, automatically

Move funds to a high-yield treasury account before payroll hits. Capture early payment discounts where they exceed borrowing costs. Adjust insurance to reflect actual headcount. Route every transaction through the lowest-cost corridor available. Every decision is calculated, logged, and explained.

AUTONOMOUS AI
04

Approve — your rules, your thresholds, your control

You define approval thresholds and rule sets once. Decisions below your threshold execute automatically. Decisions above it come to you with full context and a recommended action. You stay in control of the strategy. The AI handles the execution.

CFO CONTROLLED
05

Report — full auditability, always

Every action is logged, timestamped, explained, and fully traceable. Board reporting, audit prep, regulatory compliance all structured and ready — not assembled manually from five spreadsheets at quarter-end.

AUDIT-READY

Who Zannova Is For

Built for the CFO without a treasury department.

Company Profile

Mid-market

Fast-growing companies that need Fortune 500 treasury intelligence but don't have — and can't yet justify — a full treasury team to run it.

Workforce Type

Mixed & variable

Companies with variable or contract-based headcount where static insurance schedules and fixed payroll cycles are creating consistent overspend.

Payment Complexity

Multi-platform

Businesses operating across multiple payment platforms, corridors, or currencies where routing has never been actively optimized.

See the exact decisions Zannova
would make for your company.

Bring your last 90 days of financial data. We'll show you the optimization in real numbers.

Schedule a Strategy Session